That Backyard Property Podcast

97% of Suburbs Are Falling, So Why Is Perth Still Up | Michael Killiner

6K views · 4d ago · 14:22

Guest: Michael Killiner

97% of capital city suburbs lost value over the last three months, yet Perth's median house price is still up 17.7% on a year ago. Both are true, and reading the wrong one could cost buyers tens of thousands. In this mini, Michael Killiner explains where the market stood at the end of September and where he thinks it is heading.

Topics: Rate rise and the 97% stat · September numbers by city · A buyers' strike, not a fire sale · Why REIWA and Cotality disagree · Perth supply, rents and jobs · Where the market goes from here

Would You Buy Your Property Again? Perth's Hold or Sell Test with Shane Beaumont

11K views · 6d ago · 34:45

Guest: Shane Beaumont

Last week, Perth agent Shane Beaumont had four appraisals come in below what the owners paid, a first for him. In this episode, Michael Killiner sits down with Shane, Director at Haiven Property, to ask whether investors who bought in the last four years should sell, hold or ride it out.

Topics: Why the next 18 months will be tough · Bought in the last four years, sell or hold · Appraisals now coming in under purchase price · Why no Perth property is positively geared · What buyers feel and how to measure it · Talking sellers through falling prices

Cup Day Rate Hike Odds Jumped to 41%, What Borrowers Should Do NOW | Michael Killiner

3.6K views · 1w ago · 16:44

Guest: Michael Killiner

The Reserve Bank has not decided yet, but the market odds of a Melbourne Cup Day hike just jumped from 27% to 41%. In this mini episode, Michael Killiner reads the bond market before the RBA speaks and gives his call on whether rates rise again on 3 November.

Topics: Cup Day hike odds and four takeaways · Bond yields explained simply · Why US yields move your fixed rate · Markets calm, then the RBA pushes back · Unemployment hits 4.7% · Youth unemployment by region

Stop Waiting for the Market Bottom, You’ll Miss It with Ravi Sharma

108K views · 1w ago · 42:04

Guest: Ravi Sharma

Most people waiting to buy at the bottom never get into the market at all. In this episode, Michael sits down with Ravi Sharma, founder of Search Property buyer's agency and host of the Personal Finance with Ravi Sharma YouTube channel, who amassed 13 properties before he turned 28.

Topics: How Becoming a Dad Changed Ravi's Investment Strategy · Will We Regret This Moment? Why Waiting for the Bottom Fails · Building Buyer Confidence Without the Hard Sell · Banking Cash Early & Where Ravi Is Buying Now? · Gut Feel vs Data & Building a Team You Trust · Business, Family & How Ravi Manages Money as a Couple

Keep, Sell or Restructure? What Perth Property Owners Should Do Now

6.1K views · 2w ago · 9:15

Perth home values are down 3.2% from their April peak, but still up 15.6% on a year ago. In this mini episode, Michael Killiner breaks down how existing owners should decide whether to keep, sell or restructure: the marginal buyer question, how to sell well in a market with more stock, and the loan levers that often matter more than your rate, from resetting your loan term and checking your valuation to interest-only expiries, cross-securitised loans, the loyalty tax and…

Topics: Why Existing Owners Face the Bigger Decisions · The Marginal Buyer Question: Who Buys Your Property? · Soft Quarter vs Bad Asset: The Short-Term Trap · Thinking of Selling? How to Avoid Costly Mistakes · Your Loan Term: The $264 a Month Win · Valuations, Interest-Only Expiry & Cross-Securitised Loans

A 3.7% Drop After 15.6% Growth, Is Perth Really in Trouble with Rowen Powell

8.4K views · 2w ago · 26:18

Guest: Rowen Powell

Days on market in Perth have blown out from 8 days to 21, and sellers are still pricing like it is last year. In this episode, Michael Killiner sits down with Rowen Powell, Director of Verve Buyers Agency, to ask where the Perth market really sits right now and whether we will look back and wish we had bought more property.

Topics: Will we wish we bought more property · 7,000 listings and a wait and see market · Replacement cost and the market floor · A 3.7% drop after 15.6% growth · What a compromise asset looks like · Baldivis, Ocean Reef and a tiered market

Why holding a Perth investment house now costs $750 a week

5.4K views · 3w ago · 10:34

A median priced Perth investment house now costs around $750 a week to hold, and from 1 July 2027 you can no longer use that loss to cut the tax on your salary. In this mini episode, Michael Killiner works through what the budget really means for anyone thinking about buying their first investment property.

Topics: Welcome and four key points · The $750 a week holding cost · What the budget changed · Investor loans fall, interest only rises · The numbers on a median Perth house · Stress testing another rate rise