The Ramsey Show

The Ramsey Show

@theramseyshowepisodes · 1.2M subscribers · 4,017 videos · English

Live call-in advice on debt, saving and budgeting.

Episodes

2:06:17

Stop Giving Your Paycheck To Lenders | October 29, 2026

37K views · 1d ago · 2:06:17

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Rachel Cruze and Jade Warshaw answer your questions and discuss “I found out my fiancé has been hiding debt from me. Should we pause buying a house together?” “My son received a difficult diagnosis. How do I invest in his future?” “I’m in $390,000 of student loan debt.

2:06:40

Break Up With Debt For Good | October 28, 2026

42K views · 2d ago · 2:06:40

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → George Kamel and Jade Warshaw answer your questions and discuss “Should I cash out my whole life policy to pay off debt?” “How do I help my daughter invest her settlement?” “My mom wants me to cosign on her new mortgage, should I do it?” “I am 3 months pregnant and going through a divorce.

2:07:00

Sacrifice Today Means Peace Tomorrow | October 26, 2026

54K views · 4d ago · 2:07:00

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → George Kamel and Jade Warshaw answer your questions and discuss “How do we get ahead financially when our daughter has extensive medical needs?” “How do I buy a car with a high debt-to-income ratio?” “Should I bail out my daughter who is financially underwater?” “How do I address my wife's credit card spending?” “How do I keep my husband from…

2:07:13

Living Without Debt Leads to Financial Freedom | October 23, 2026

57K views · 1w ago · 2:07:13

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Rachel Cruze and Dr. John Delony answer your questions and discuss "How do I pay off my $365,000 of debt in two years?" "I haven't been filing taxes since 2014, what should I do?" "Our housing is over 50% of our income—should we sell our house or increase our income?" "How can I safeguard my money when I have a Bipolar episode?" "How do I pay for PA…

2:07:21

Don’t Let Shame Keep You Stuck | October 22, 2026

64K views · 1w ago · 2:07:21

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → George Kamel and Rachel Cruze answer your questions and discuss “My sister-in-law is gifting us $73,000 to pay off my wife's student loans. Should we wait to see if her student loans get forgiven first?” “My financial advisor wants me to take out a loan for my living expenses instead of drawing on my investments.

2:07:03

Your Financial Comeback Can Start Today | October 21, 2026

55K views · 1w ago · 2:07:03

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → George Kamel and Jade Warshaw answer your questions and discuss “Should I limit my husband's access to money due to his spending addiction?” “We're about to have two mortgages that take up 100% of our income.

2:06:55

Simple Habits Create Lasting Peace | October 20, 2026

55K views · 1w ago · 2:06:55

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Rachel Cruze and Jade Warshaw answer your questions and discuss “I’m 67 with nothing saved for retirement, how do I get started?” “How do you possibly build a business without debt?” “Should we cash out our whole life policy?” “Does it make sense to buy a home in a high-cost-of-living area when we are so close to retirement?” “How do I get out of…

2:06:59

Your Life Won’t Change Until You Do | October 19, 2026

71K views · 1w ago · 2:06:59

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → George Kamel and Dr. John Delony answer your questions and discuss “I have $1.1 million in debt, how do I get rid of this debt quickly?” “My in-laws gave us $100,000 with some strings attached, how do we best use this money?” “I just lost my job with no notice, where do we go from here?” “Should I wait to propose until after I have paid off all my…

2:07:37

Don't Wait For Motivation - Take Action | October 16, 2026

81K views · 2w ago · 2:07:37

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Dave and Dr. John Delony answer your questions and discuss “Should I take legal action against my sister who owes me $200,000?” “My wife keeps taking out debt behind my back—what should I do?” “Should I sell my rental properties and just invest in the market?” “Should I cancel the bankruptcy process I’m in and simply pay off my debt?” “Should I…

2:06:44

Financial Freedom Is Worth Fighting For | October 14, 2026

76K views · 2w ago · 2:06:44

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Dave Ramsey and Dr. John Delony answer your questions and discuss “My wife hid over $100,000 of debt from me and still won’t come clean. How do I protect myself from her decisions?” “My boyfriend coerced me into $103,000 of debt. What should I do?” “My girlfriend and I don’t align on financial goals. Should we break up?” “My father doesn’t have a will.

2:06:23

You Can’t Build Wealth in Financial Chaos | October 13, 2026

115K views · 2w ago · 2:06:23

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Dave Ramsey and George Kamel answer your questions and discuss “My wife’s mom maxed out a credit card in my wife’s name—should we treat this as our debt?” “I did everything right, but my medical bills exhausted my retirement savings.” “Is it irresponsible for me to buy a duck hunting boat while I have $250,000 of student loan debt?” “How do I gain back…

2:06:43

Your Future Is Worth the Sacrifice | October 12, 2026

62K views · 2w ago · 2:06:43

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Rachel Cruze and Jade Warshaw answer your questions and discuss “How do I help my aunt recover after being scammed by my brother?” “I got laid off at 72, do I have enough to retire?” “How can we teach our 25-year-old son to be more responsible?” “Should we use our investments to pay off the mortgage?” “What do we do with the extra income now that we've…

2:07:45

Smart Financial Decisions Beat Big Risks | October 9, 2026

61K views · 3w ago · 2:07:45

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → Jade Warshaw and George Kamel answer your questions and discuss “I'm embarrassed about how bad my finances are even though I make $150,000 a year. What can I do to fix this?” “Our student loan payments are $2,000 a month.

2:04:00

Don’t Let Others Control Your Future | October 8, 2026

71K views · 3w ago · 2:04:00

Are you on track with the Baby Steps? Get a Free Personalized Plan → Have a money question? Ask Ramsey is here to help → George Kamel and Rachel Cruze answer your questions and discuss “My uncle embezzled money from our family business and left us in debt.” “We have $87,000 in gambling debt—how do we tackle it?” “My husband wants me to sign a postnup as a condition to working on our marriage.” “Should I retire from my job to start getting my pension, then get another…

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