The Rate Update with Dan Frio

Election Results: Why the Winner Could Change Your Mortgage Rate

813 views · 4h ago · 16:05

Guest: Election Results

Mortgage rates today: what the midterm election results could mean for mortgage rates, your house payment, stocks, bonds and home affordability, plus the week's economic reports that move rates. Will the midterm elections push mortgage rates up or bring relief? I walk through what a Democratic Congress, a Republican Congress or a split Congress could mean for stocks, bonds and mortgage rates, and why the bond market matters more than the Fed's overnight rate.

Topics: Mortgage rates and the midterm election results · Democrats vs Republicans: what each outcome means for mortgage rates · The Fed hiked, but mortgage rates still fell · What the Federal Reserve watches: PCE inflation, jobs, GDP · New show schedule: Monday and Friday · This week's economic calendar: ISM, JOLTS, ADP, jobless claims, jobs report

The Fed Did NOTHING...Yet Mortgage Rates Dropped Nearly 0.5%

5.5K views · 3d ago · 15:15

Mortgage rates today are near 7.2%, down from 7.7% at the start of the month, even though the Fed did nothing. On a $400,000 loan that's about $137 a month less. The Fed held, PCE inflation rose to 3.6%, and the economy is growing faster than 3%, yet mortgage rates fell nearly half a point. Dan explains the flight to safety moving money from AI stocks into bonds, why the odds of a December hike slipped to 72%, and why he's still locking clients under contract.

Topics: Rates fell almost half a point without the Fed · What really moves mortgage rates · Today's mortgage bond chart · What the Fed controls (and what it doesn't) · Week in review: the 2-year Treasury auction · Case-Shiller home prices up 2.7%

Mortgage Rates DROPPED... Why Did the Fed Pause?

5.6K views · 4d ago · 9:57

The Fed held rates yesterday, but PCE inflation just hit 3.6%, GDP came in at 3.4% and the market is pricing 83% odds of a December hike. So should home buyers wait, or buy before December? READ TODAY'S FULL BREAKDOWN (charts + numbers)

Topics: The Fed paused. So why didn't they hike? · Warsh: "We doubled down on the 2% target" · Inflation hot, jobs strong, GDP surging · The bond chart I check first · What the Fed watches: PCE, jobs, GDP · Today's economic calendar

Fed Decision LIVE: Warsh Speaks — What It Means for Mortgage Rates

2.2K views · 4d ago · 45:37

Guest: Fed Decision LIVE

Watch the Fed Decision LIVE and see what it means for mortgage rates. Join Dan Frio as Fed Chairman Kevin Warsh speaks right after the rate decision — we'll break down the impact on mortgage rates and your monthly payment, great for realtors and home buyers to watch together.