James Shack

I’m 56 with £700k. Can I retire and (safely) spend £55k per year?

228K views · 2w ago · 21:40

Find out more about Shackademy here → When investing, your capital is at risk. This video is for information purposes only and is not personal financial advice. Prevailing tax rates and reliefs are dependent on your individual circumstances and are subject to change. Any examples used in the video are for illustrative purposes only, and you may get less back than the figures shown.

Topics: Voyant setup · Lever 1 · Lever 2 · Claude & Voyant · Lever 3 · Lever 4

Want to Stress Test Your Own Retirement Plan? (I've built something for you)

63K views · 3w ago · 7:09

Find out more about Shackademy here → James ShackTM property of Shack Media Limited

It's boring, but it pays 8.1% guaranteed for life

885K views · 1mo ago · 19:07

Looking for help planning your retirement? Start here → MoneyHelper Comparison Tool This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited. Nova Wealth Limited is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796) at 20 Farringdon Street, London, EC4A 4AB

Topics: What is an annuity · Annuity vs Investment Portfolio (Part 1) · Marcus' Situation · The Problem with Drawdown · How an Annuity Fits · Best annuity rates

Once You Understand This, You'll Stop Working Past 57

2.2M views · 2mo ago · 14:59

Not sure if you have “enough” to retire? Get in touch → This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited. Nova Wealth Limited is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796) at 20 Farringdon Street, London, EC4A 4AB

Topics: Thought Experiment · How Much is Enough? · First illusion of linearity · Second illusion of linearity

How Much Can You (Actually) Spend in Retirement with £250k/£500k/£1m?

326K views · 3mo ago · 18:23

Wondering if you could retire earlier? Get a second opinion here → Software & Data is the backtesting software I used in this video. It includes over 100 years of stock market and inflation data. To get such a large data set, they have spliced together different indices to cover different periods, but the modern versions of the indices used in this video are

Topics: The Retirement Dilemma · The most dangerous mistake retirees make · The 4% rule – it’s too low (and too high) · How “safe” do we need to be? · A more realistic retirement plan · The lottery of later life (care)

Why You’ll Never Actually Spend Your Retirement Savings

463K views · 4mo ago · 18:51

Want a fresh pair of eyes on your retirement plan? Find out more here → This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited. Nova Wealth Limited is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796) at 20 Farringdon Street, London, EC4A 4AB

Topics: How big is this problem? (The data) · Why does this happen · We’ve never had to do this before · Mark’s financial situation · Cashflow modelling of Mark’s situation · What Mark really hated

3 Signs You Should STOP Paying Into Your Pension

219K views · 4mo ago · 18:14

Not sure if your retirement plan holds up? Get a second opinion here → Gifts out of surplus income explained This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited. Nova Wealth Limited is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796) at 20 Farringdon Street, London, EC4A 4AB

Topics: The Questions · Two Ships · Basic Rate Tax Payers · Higher & Additional Rate Tax Payers · Two Critical Points · Inheritance Tax

The Crushing Reality of Retiring Too Soon

137K views · 5mo ago · 13:16

Looking for a second pair of eyes on your retirement plan? Get in touch This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited. Nova Wealth Limited is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796) at 20 Farringdon Street, London, EC4A 4AB

Topics: What happened · The pattern I see in all retirees · The 5 Essential Elements of Wellbeing · What he did to rebuild

The Stupid Mistake Costing Smart People £10,000s

131K views · 6mo ago · 12:12

Looking for a second pair of eyes on your retirement plan? I can help This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited.

Topics: What Do We Mean by "Stupid"? · Seven Factors of Stupidity · Simon's Mistake · The Solution

Which Should Draw First in Retirement? (The optimal order for income)

170K views · 6mo ago · 20:15

Looking for help planning your retirement? I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here Is my expenditure sustainable? Normal Expenditure Out of Income Exemption Explained

Topics: The Problem · Step 1 - Expect Income Cashflow Forecast · Step 2 - Estimate Retirement Spend · Step 3 - Assess Sustainability · First Lens - Retirement Income Optimisation · Second Lens - Legacy Optimisation

▶️ Mentioned videos: Video on youtube.com

The Shocking Maths of Working (Just) One More Year

529K views · 7mo ago · 15:01

Looking for help planning your retirement? I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here This video is issued by Shack Media Limited on behalf of Nova Wealth Limited. Shack Media Limited is an Introducer Appointed Representative of Nova Wealth Limited.

8 Ways You Could Save £1,000s of Tax in 2026 (Legally)

69K views · 8mo ago · 21:13

Looking for help with your finances? I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here Capital at risk. Past performance is used as a guide only. It is no guarantee of future returns. Different funds and asset classes carry varying levels of risk depending on the geographical region and industry sector. You should make yourself aware of these specific risks prior to investing.

Topics: The Tax Traps · Number 1 - Salary Sacrifice Schemes · Number 2 - Tactical Pension Contributions for Optimal Tax Relief · Number 3 - ISAs (don’t forget flexible ISAs!) · Number 4 - Voluntary NI Contributions · Number 5 - GIA Tax Optimisation (CGT, Divs, Savings allowance)

Is this really a good time to be investing?

153K views · 9mo ago · 13:07

Looking for help planning your retirement? I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here Issued on behalf of Nova. Nova is a trading name of Nova Wealth Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796).

The Simple Investing Question (Almost) Everyone Gets Wrong

71K views · 10mo ago · 12:55

Looking for help planning your retirement? I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here Issued on behalf of Nova. Nova is a trading name of Nova Wealth Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796).

Topics: The Question · Why do so many people find this hard? · How this affects real financial decisions

Pensions Are Changing (More than you think)

136K views · 11mo ago · 16:58

Looking for help planning your retirement? I am a Chartered Wealth Manager and Partner in a financial planning practice based in the UK. Find out how we can help here Issued on behalf of Nova. Nova is a trading name of Nova Wealth Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 778951) and is a limited company registered in England & Wales (10739796).

Topics: Salary Sacrifice Change · The Stealth Tax - Case study · When to make contributions · Waiting is not always best · Effects on pension withdrawals · When to stop contributing