Making Money Podcast

Making Money Podcast

@makingmoneypodcast · 80K subscribers · 224 videos · English

Your step-by-step guide to build wealth in the UK: investing, pensions, budgeting - even stuff like how to get a payrise. We're here to give you the knowledg…

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1:14:56

Where's the Government's Money Gone?

1.8K views · 1h ago · 1:14:56

Helen Miller is the Director of the Institute for Fiscal Studies (IFS). They're widely seen as the independent referee when it comes to government tax and spending. Want 1:1 financial help from us? Answer a few questions to find the right service & book free call

Topics: Was the Budget a disappointment? · What it means for your money · Will £100 help with rising energy bills? · What about student loans? · Why your taxes keep rising · Are the government's spending plans credible?

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51:53

Is War the Biggest Threat to the UK Economy?

33K views · 1w ago · 51:53

Two of the biggest economic shocks we've seen in recent years have come from wars: Russia's invasion of Ukraine and the conflict in the Middle East. But what does that actually mean for you? How can conflicts happening thousands of miles away affect the cost of your mortgage, the value of your investments, or even how much you pay in tax? Duncan Weldon is an economist and historian who's spent years studying the relationship between war and the economy.

Topics: How war impacts your finances · How much are we spending on defence? · Is Britain already at war? · Can war ever be good for the economy? · Why do stock markets ignore wars? · How wars affect mortgages and interest rates

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1:03:22

Are Too Many People Investing in Index Funds?

154K views · 2w ago · 1:03:22

As more of us invest in index funds, is that a good thing? Tim Edwards from S&P Dow Jones Indices, the company behind the S&P 500, joins us to explore whether trying to beat the market pays off, and reveals fascinating data on the cost of waiting for the next stock market crash.

Topics: When does active investing beat passive? · Is beating the market skill or luck? · Why is beating the market so difficult? · Can AI beat the stock market? · Has passive investing won? · Does passive investing dominate the market?

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1:11:43

The NHS Costs More Than Ever, So Why Isn't It Improving?

31K views · 3w ago · 1:11:43

The NHS now costs around £240 billion a year across the UK. We're spending more than ever before. It employs more people than ever before. So why doesn’t it feel like it’s getting Max Warner is an economist at the Institute for Fiscal Studies who specialises in health and social care.

Topics: Where does the NHS's £240 billion go? · Are we getting value for money? · Why does healthcare keep getting more expensive? · How did Covid change the NHS? · Why are NHS waiting lists so long? · Is the NHS prioritising the right patients?

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1:03:21

⁠I Lived Alone at 16 on £60 a Month, Now I’m Building Wealth

57K views · 4w ago · 1:03:21

Marcia is a 45 year old counsellor from Birmingham. Vanta - Get your company secure and compliant: ⁠ If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

Topics: Living alone at 16 · Surviving on £60 a month · The mental cost of having no money · Feast and famine · When the debt took over · The dream of owning a home

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1:11:17

Who Really Pays When Interest Rates Go Up? – Bank of England Rate-Setter

73K views · 1mo ago · 1:11:17

The Bank of England has a key target: to keep inflation at 2%. Its main tool is interest rates. Dr Swati Dhingra is an external member of the Bank’s Monetary Policy Committee, making her one of just nine people who decide what that interest rate should be.

Topics: How does the Bank of England set interest rates? · How long does an interest rate decision take? · How does the Bank avoid groupthink? · What do interest rates actually do? · Who gets hurt most by higher interest rates? · The data the Bank of England wishes it had

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1:10:33

Wrongly Convicted Over the Financial Crisis (Sentenced to 14 Years)

34K views · 1mo ago · 1:10:33

Former trader Tom Hayes was sentenced to 14 years in prison for manipulating LIBOR, which used to be one of the world's most important interest rates. Prosecutors said Tom was the ringleader of a conspiracy to influence the rate. Tom says he was made a scapegoat for the financial crisis and that what he did was commonplace. He ended up spending five and a half years in prison before being released in 2021. Then in 2025 the Supreme Court overturned his conviction.

Topics: What did Tom do? · Did he know it was wrong? · Lowballing by banks · Was Tom a scapegoat? · How ordinary people were affected · Was this about making money?

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1:10:16

I Retired at 48 – Here's What Nobody Tells You

66K views · 1mo ago · 1:10:16

Many of us dream of retiring early, or at least having the option to. Gareth, one of our viewers, retired at just 48. But what happens when the plan you've spent years building is finally put to the test? Vanta - Get your company secure and compliant: ⁠

Topics: Why Gareth wanted to retire early · Career at Microsoft · The number he needed to retire · Overpaying the mortgage vs investing · How Gareth invested his money · Did he get lucky?

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53:25

Comedian: What 30 Years Without a 9-5 Has Taught Me

17K views · 2mo ago · 53:25

From performing on the streets at 16 to becoming a stand-up comedian, Stuart Goldsmith has never had a salary. Want 1:1 financial help from us? Answer a few questions to find the right service & book free call Vanta - Get your company secure and compliant: ⁠

Topics: Making Money as a Street Performer · Learning to Live With Risk · Managing Money Without a Salary · Why I’ve Never Had a ‘Real Job’ · How Much Do Comedians Actually Make? · Why Edinburgh Fringe Can Cost Thousands

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52:31

The Optimal Order for Investing in the UK

69K views · 2mo ago · 52:31

Alasdair Walker is a financial planner but he’s also one of the people behind the popular UK Personal Finance flowchart and former moderator of the Reddit community. So he's helped millions of people make better money decisions.

Topics: How Reddit Changed Personal Finance · The 8 Stages To Sort Out Your Finances · How Big Should Your Emergency Fund Be? · Where People Go Wrong · What GameStop Taught Us About Investing · Are We Better With Money Now?

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1:05:41

Footballer: I Earned £40,000 Per Month But Retired with Nothing

23K views · 2mo ago · 1:05:41

Former Premier League footballer Clarke Carlisle has spoken openly about his struggles with mental health but rarely about the role money played throughout his life. In this episode, Clarke reveals how money became tied to his identity and self-worth, and reflects on the financial decisions he made during and after his football career.

Topics: Growing Up With No Money · Becoming a Professional Footballer · When Football Becomes Your Identity · Earning More, Spending More · £2,500 a Week and in Debt · How Footballers Talk About Money

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50:47

Investors Are Nervous, Should They Be?

38K views · 2mo ago · 50:47

Most investors are scared about the same thing: what if I invest and the market crashes tomorrow? Ben Carlson is author of the popular investing blog A Wealth of Common Sense and Director of Institutional Asset Management at Ritholtz Wealth Management. In his new book Risk and Reward, he looks at history's biggest market crashes, and what they can teach us about investing when the future feels uncertain.

Topics: Investing at All-Time Highs · Market Timing Never Works · The 'Worst Investor Ever'? · Dollar Cost Averaging · Japan's Lost Decades · S&P 500 vs Global Investing

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1:07:03

The Retirement Mistake That Could Cost You 60% in Tax

50K views · 3mo ago · 1:07:03

How should you invest in retirement? Are annuities actually a good idea again? What if you’ve only got 5 years to get to your goal? We put your biggest money questions to friend of the podcast and financial adviser Lisa Conway-Hughes.

Topics: How Should You Invest in Retirement? · What If You Only Have 5–15 Years? · Beyond Bonds – What Counts as Safe? · Annuity or Drawdown? · Can You Spend Too Little in Retirement? · How Should You De-Risk Before Retirement?

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59:29

I Earn a Normal Salary & Could Retire at 43

35K views · 3mo ago · 59:29

On this podcast we speak to investors, economists and money experts. But some of the most interesting perspectives come from people outside the finance industry. Today's guest is Cam, a serving soldier in the British Army and the creator of @thesavvysquaddie YouTube channel.

Topics: Why He Joined the British Army · Life Inside a Tank Crew · How Much Does a British Soldier Earn? · Saving £800 a Month on an Army Salary · He Could Retire at 43 · What It’s Like Being An Army Photographer?

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50:35

I Was Robbed at Gunpoint, They Drained All My Accounts

14K views · 3mo ago · 50:35

What would happen if someone else got access to your phone? I’d not really thought about how serious that could be until this conversation with Victoria. Want 1:1 financial help from us? Answer a few questions to find the right service & book free call

Topics: They Took My Identity · How Safe Is Your Money? · 100 Pages Of Investigation · How To Protect Your Money Better · Binance Comment

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