The Investor Lab

The Property Tax Pivot Nobody Saw Coming

1.5K views · 6mo ago · 1:05:16

Days before the Federal Budget, the property tax reform being discussed has shifted into something fundamentally different... and the structural mechanics of the new policy may do the exact opposite of what it claims to do. We unpack what's actually being proposed, why it's designed to fail at its own stated objective, and what it actually means for property investors right now.

Topics: The 3am discovery · What inflation indexation actually means · Why this policy is structurally designed to fail · Negative gearing: what's actually being proposed · The tax incidence problem · Why holding costs go up and entry gets harder

We Ran the Maths on CGT Changes... Here's What We Found

820 views · 6mo ago · 1:32:08

This week, we're sitting down to work through it honestly. We walk through the history of how CGT got to where it is, what's actually being proposed for the May budget, and what the numbers really show when you run them across every scenario.

Topics: G'day · Introducing The Signal · Why CGT is back in the headlines · A brief history of CGT in Australia · What the government is trying to solve · What's actually being proposed

Should I Be Investing in Times Like These?

1.1K views · 7mo ago · 1:41:43

Fuel prices have nearly doubled. Two back-to-back rate hikes. Consumer confidence at its lowest point in over 50 years. A war in the Middle East. Should you be investing right now? It's a fair question. This week, we sit down and work through it honestly.

Topics: Why this isn't Fear Tax Part 2 · Making sense of the noise · Are we actually running out of fuel? · What the 1970s oil crisis teaches us · Why fuel prices are still high at the pump · Does crisis actually equal property boom?

Australia Hasn't Been This Scared Since COVID. Here's What It's Costing You.

961 views · 7mo ago · 1:10:49

You know that satisfying feeling of cancelling a subscription you forgot you were paying for? What if we told you there's one running right now... and it's costing you $275 a day. With back-to-back rate hikes, a war in the Middle East, and consumer confidence at its lowest since COVID lockdowns, a lot of people have quietly hit pause on their financial future.

Topics: There's never a perfect time · Every crisis since 2001 — and what happened to property · The Fear Tax: $275 a day to do nothing · Why property prices have nothing to do with headlines · Consumer confidence is at COVID levels — so what? · The three excuses that keep people stuck

CGT, Affordability & War: The Topics Every Property Investor Is Thinking About Right Now

756 views · 8mo ago · 1:34:28

This week we pull apart the three topics every Australian property investor is thinking about right now — and why most people are reacting to them wrong. These are the conversations we're having at the dinner table. Now they're on camera.

Topics: Why people freeze when there's noise in the market · The contrarian take: why CGT changes are actually bullish for property · How affordability is changing where and what to invest in · Houses vs units · Land size doesn't drive growth the way people think · New builds and house & land packages: when do they make sense?

The Wealth Window Is Closing (Why You Need To Act Now)

890 views · 8mo ago · 1:31:41

The economy isn't just broken. It's splitting — and most people have no idea what's going on. This week, Goose and Gabi break down a concept everyone needs to understand right now: the K-Shaped Economy. Two trajectories. Two very different futures. And what you can actually do about it.

Stop Worrying About Interest Rates

633 views · 8mo ago · 1:18:51

Guest: Julien Mougenot

Interest rates just went up again — and right on cue, everyone lost their minds. This week, Goose is joined by Julien Mougenot, Head of Dashdot Technology, to do something wild: pull apart their own original correlation research — live, on air — and break down what the data actually says in real time.

How To Get Rich Doing Nothing (Using Property)

1K views · 9mo ago · 45:05

Think you'll need to keep buying properties forever? You won’t. Today, Goose is showing you how just a few focused years of active property investing can be enough to set yourselves up for life — and how, after that, time and growth can do most of the work.

Why We Invest

468 views · 9mo ago · 31:18

Most people think investing is about getting rich or buying nicer things. It isn’t. This episode explores the real reason we invest: to create choice, time, and presence when life becomes unpredictable. Investing isn’t about luxury or status — it’s about removing hesitation from the moments that matter most. It’s about having the resources to put people first, to make decisions without fear or regret, and to protect the most valuable asset we have: time.

State of the Market: How to Win in the Toughest Conditions in a Decade

1.2K views · 10mo ago · 1:22:08

Is the property market broken, or are you just playing by the old rules? If you’re a buyer right now, you can feel it: the goalposts have moved. The strategies that worked in 2024 (and even early 2025) are now the exact reason buyers are getting stuck, outbid, or left behind.

Topics: State of the Market: Why Buying Feels Brutal Right Now · Demand Is Far Worse Than People Realise · The Demand Stack Explained: Why the Affordable End Is on Fire · Structural Shift: Shorter Cycles, Nationalised Competition · Supply Is Broken (and Not Recovering by 2026) · Risk, FOMO, and How Buyers Are Getting Burned

Has APRA Killed Investment Lending? (What It Means for 2026)

771 views · 11mo ago · 59:35

APRA has dropped new DTI lending rules that could reshape Australian property investing in 2026. Here's exactly what changed, who's affected, and what it means for YOUR borrowing power. APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud.

What Most Property Investors Get Completely Wrong

735 views · 11mo ago · 1:22:52

Most investors think they know what drives property performance... but the reality? Very different. We’re putting Goose back on the spot with the questions investors are often afraid to ask — and we break down the biggest misconceptions holding people back right now.

Topics: It matters less than you think · Advice vs gut feel: how do you know? · How long until you know if a property is a dud? · When has "the thesis changed”? · Are the first 12 months crucial for equity and growth?

The Brutal Truths About Property Investing for Cashflow Right Now

1.2K views · 11mo ago · 55:33

The brutal truths investors don’t want to hear... but absolutely need to. Today we dive deep into the real cashflow concerns property investors are facing right now. Negative cashflow shock, unrealistic yield expectations, buffers, rising costs, holding capacity, and why cashflow feels so much harder in today’s market than people expect.

Topics: Why property investors are so confused about cashflow · How much negative cashflow is normal? · High-yield promises, rental guarantees & marketing traps · Case study: real negative cashflow numbers · How much negative carry is too risky?

Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze)

1.2K views · 11mo ago · 1:04:38

Australia’s fifth-largest lender just hit pause on new loans to trusts and companies—and the headlines have been wild. In this episode, we’ll cut through the noise and show you what actually changed... and what smart investors can do next.

Topics: What really happened with Macquarie Bank · Did Macquarie Bank just kill property investing? · The truth behind the trust freeze (zooming out) · Storm in a teacup: why investors shouldn’t panic · What this means for you (and what to do next) · The dynamic game of finance (alternatives, non-banks, SMSFs)

How to Build a Portfolio That Works When the System Doesn’t

687 views · 1y ago · 1:39:11

The old rules don’t work anymore. And doing nothing is the most dangerous move you can make.This week, we're revealing the new playbook for protecting and growing wealth in a world that’s melting around us. We cover The three assets you need to own to stay ahead — the undisruptable, the uncorruptible, and the uncontainable How to turn inflation into a tool for building wealth A simple framework to protect your position and create true financial sovereignty

Topics: The New Wealth Playbook · What It Really Means to Protect Yourself · The Lifeboat Analogy: Escaping the Sinking Fiat System · The Three Pillars of Financial Sovereignty · Own Something Undisruptable · The Uncorruptible Asset