Graham Stephan

It Started: The BIGGEST Wealth Transfer Of Our Lifetime Has Just Begun!

481K views · 1d ago · 15:38

FOLLOW MY INVESTMENTS / STOCKS HERE ONE OF THE BIGGEST WEALTH BUILDING OPPORTUNITIES? Despite inflation, high interest rates, geopolitical uncertainty, and concerns around AI spending, several factors are lining up that could create a major economic and investing opportunity over the next few years.

Topics: The Biggest Economic Boom · The Downside Warnings · The 80-Year Market Streak · The Importance Of Diversification · The Next Bull Market · The Market Selloff

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It Started: Homebuyer Demand Just Collapsed - Buyers Getting 20-40% Discounts!

578K views · 9d ago · 17:16

FOLLOW MY INVESTMENTS / STOCKS HERE NOW MIGHT ACTUALLY BE A GOOD TIME TO BUY Mortgage rates are around 7.5%, affordability is near record lows, and most people think buying a house right now is a terrible idea. But beneath the surface, the housing market is shifting in a way we have not seen in more than a decade. Sellers now dramatically outnumber buyers, pending sales have fallen, and buyers are finally gaining leverage.

Topics: The Affordability Trap · The Housing Split · How To Save More Money · Seller Panic · Buying The Crash · My Thoughts On Buying vs Waiting

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BREAKING: The Fed Just Froze Rates — Here’s What Happens After EVERY Midterm Since 1950!

788K views · 14d ago · 16:02

FOLLOW MY INVESTMENTS / STOCKS HERE INFLATION IS MOVING HIGHER AGAIN Inflation climbed back to 3.7% in September, while producer prices rose even faster. Higher oil prices are adding pressure, and that is pushing Treasury yields higher at the exact moment investors were hoping borrowing costs would finally come down.

Topics: The Bond Market Collapse · The Market Selloff · Buying / Selling / Trading Cryptocurrency · The Midterm Curse · The Federal Reserve Meeting · How To Prepare

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An Urgent Warning For ALL Investors

540K views · 21d ago · 15:40

FOLLOW MY INVESTMENTS / STOCKS HERE THE BULL MARKET The current bull market began in late 2022, and the S&P 500 has returned roughly 129% since then. Every major dip has recovered quickly, reinforcing the belief that buying every decline is easy money. Retail investors are now buying down days at record levels, while the S&P 500 has averaged about 14.8% annually since 2009, far above its long-term average.

Topics: The 2026 Bull Market · The Lost Decade · Protecting Your Data · Bull vs Bear Case · The Market 'Crash Test' · My Thoughts / How To Prepare

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“America’s Debt Spiral Is Going To Implode Within 3 Years” - Ray Dalio’s Final Warning

522K views · 29d ago · 17:10

Guest: Ray Dalio’s Final Warning

FOLLOW MY INVESTMENTS / STOCKS HERE THE U.S. DEBT SPIRAL The United States now owes more than $40 trillion, and the total is still rising by billions of dollars every day. The bigger problem is not just the debt itself, but the growing amount of interest the government has to pay as older, cheaper debt gets refinanced at much higher rates.

Topics: The $40T Debt Problem · The Danger Zone · Protecting Your Privacy · The Doom Loop · The Exit Plan · How To Prepare

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It’s Official: Americans Are Running Out Of Money

702K views · 1mo ago · 15:51

FOLLOW MY INVESTMENTS / STOCKS HERE AMERICANS ARE RUNNING OUT OF MONEY EVERYDAY COSTS KEEP RISING New-car payments have hit record highs, used-car prices remain elevated, auto insurance and maintenance cost more, and fuel prices are up significantly. Housing is also more expensive, with higher rents, mortgage payments, utilities, and homeowners insurance.

Topics: Americans Are Running Out Of Money · How Much Prices Are Rising · The Savings 'Danger Zone' · How To Earn Rewards / Cash Back · How The Rich Get Richer · How To Save More Money

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The Housing Market Is Completely F*d

2M views · 1mo ago · 15:28

BOND MARKET COLLAPSE Mortgage rates have surged to roughly 7.5% while long-term Treasury yields are near their highest levels in more than 20 years. Because bond prices and yields move in opposite directions, rising yields mean investors are demanding significantly higher returns to lend money to the government. That matters because Treasury yields effectively set the baseline for mortgages, corporate debt, stocks, real estate, and almost every other asset.

Topics: Treasury Prices Rise · The Bond Collapse · How To Prepare · Home Prices · The Debt Spiral · What Happens Next

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“$0 Tax On ALL Profits!” - This NEW Housing Market Proposal Is INSANE

399K views · 1mo ago · 15:53

$0 TAX ON HOME SALE PROFITS? There are discussions around dramatically expanding the capital gains exclusion when Americans sell real estate, including the possibility of allowing homeowners to exclude as much as $1 million in profit. If something like this became law, it could have major consequences for homeowners, investors, buyers, sellers, and the entire housing market.

Topics: The No Tax Proposal · The Capital Gains Exclusion · Rental Property Taxes · Protecting Your Information · Future Housing Prices · Upcoming Taxes

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Ranking Money Habits 💰

280K views · 1mo ago · 1:17

My ENTIRE Camera and Recording Equipment

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BREAKING: The FED Just RAISED Interest Rates - Stocks Falling, Housing Market FROZEN!

856K views · 1mo ago · 14:54

THE FED JUST RAISED INTEREST RATES For the first time since 2023, the Federal Reserve raised interest rates by 25 basis points, potentially marking the end of the rate-cutting cycle. Inflation remains above target, the labor market is still relatively strong, and policymakers appear to believe the economy can withstand higher borrowing costs.

Topics: The 2026 Rate Hike · Rising Inflation · The Stock Market · Protecting Your Information · The Housing Market · Prepare For Higher Interest Rates

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I Paid Off My 2.875% Mortgage…Dave Ramsey Was Right

2.3M views · 2mo ago · 16:03

HOW DEBT BECAME A TOOL Growing up, I was taught that all debt was bad. I avoided credit cards, car payments, and loans entirely. That philosophy changed at 21 when I tried to finance real estate and was denied because I had no credit history. I realized debt wasn’t inherently bad; it was a financial tool. If I could borrow at 5% and invest at 12%, the 7% spread represented profit on money I never originally had.

Topics: Dave Ramsey vs Investing · The Downsides Of ZERO Debt · Why I Borrowed Millions Of Dollars · Getting Peace Of Mind · Paying Off My Mortgages · The Benefits Of No Debt

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It Started: America’s Bond Market Is Secretly Collapsing

777K views · 2mo ago · 13:58

AMERICA’S DEBT PROBLEM IS GETTING STRANGER Starting September 9th, the Treasury is set to double the amount of debt it buys back, which the script frames as the government effectively borrowing new money to help manage existing debt. The concern is that the U.S. is increasingly relying on more borrowing to deal with an already enormous debt load, raising the question of what happens when the solution to excessive debt becomes even more debt.

Topics: The Money Printing · The Debt Buyback Program · Federal Reserve 5-Part Plan · Learning About Cryptocurrency · Stock Market Returns In 2026 · Rising Interest Rates

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BREAKING: The Bond Market Is Collapsing - Massive Bailout Has Begun!

483K views · 2mo ago · 15:42

THE U.S. BAILOUT The Treasury is preparing for potentially enormous financial intervention as long-term interest rates surge toward levels not seen in nearly 20 years. Treasury Secretary Scott Bessent has discussed deploying up to $1 trillion, while Treasury has already expanded buybacks of longer-term government debt.

Topics: Are We In A 'Market Bubble' · The Bond Market Bailout · The Stock Market Bubble Theory · Diversifying Your Money · The Stock Market Melt-Up · Future Market Returns

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BREAKING: Trump Announces MASSIVE Tax Breaks For ALL Investors | What You MUST Know!

398K views · 3mo ago · 17:05

TRUMP FLOATS A MAJOR CAPITAL GAINS TAX CHANGE President Trump is reportedly considering changes to capital gains taxes ahead of the midterms, including indexing gains to inflation and dramatically increasing the tax exemption for primary residences. If enacted, the changes could reduce taxes for investors and homeowners while potentially encouraging people sitting on large gains to finally sell.

Topics: Trump’s New Tax Reduction · Existing Capital Gains Tax Rates · Lowering Capital Gains · Protecting What You’ve Built · The Wealth Effect · Chance Of Passing

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